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County Court Judgements
If a creditor decides to take legal action to recover an outstanding debt the action will usually take place in the local County Court. The various procedures are set out below.

The Small Claims Track
Claims that have a financial value of not more than £5,000 will be allocated to the small claims track. The hearings are usually informal and many of the usual formalities of Court are dispensed with. No solicitor's costs may be recovered.

The Fast Track
This is the normal procedure for any claim which does not come within the small claims track and which has a financial value of not more than £15,000.
The Court sets a time table for the various legal steps to be taken up to the date of the trial. The amount of costs recoverable in fast track cases is strictly limited.

The Multi-Track
The multi-track is the normal track for all claims for which the small claims and fast track qualifications do not apply. The court will be responsible for the management of multi-track cases and must fix a trial date, or a period within which the trial is to take place, as soon as possible.

Appeals to the Court of Appeal
If any party to any proceedings in a County Court is dissatisfied with the determination of the judge or jury, he may appeal to the Court of Appeal, subject to obtaining the leave of the judge or of the Court of Appeal, in certain prescribed classes of proceedings.